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Acceptable use policy

Our tools are for accurate records of real payments. This page says what that means in practice.

Last updated September 25, 2026

Allowed

  • An employer creating a pay stub for wages actually paid to an employee, with the amounts that were actually paid and withheld.
  • A self-employed person or contractor documenting a payment actually received from a client.
  • Recreating a lost pay stub from your own payroll records, with the original figures.
  • Using templates to keep payroll and expense records for your own business.
  • Using the sample documents and examples to learn how a pay stub is laid out.

Not allowed

  • Creating a pay stub, earnings statement or any document for income you did not receive or wages you did not pay.
  • Changing real figures to show higher or lower income, different dates, or a different employer.
  • Presenting a generated document as proof of income, employment or payment when the underlying payment did not happen as stated.
  • Creating documents in the name of a company or person without their authority.
  • Using the site to produce "novelty" or "sample" documents intended to pass as genuine.

Why this matters

Presenting a false pay stub to obtain a loan, a lease, benefits or credit is fraud under federal and state law, and it can carry criminal penalties as well as civil liability. We build our tools for the people who need honest records, and we word every document so a reader is not misled: the tax year is printed, and contractor statements say that nothing was withheld.

What we do about misuse

We do not receive the details you type, so we cannot inspect documents. We do respond to reports. If you believe a document created with our tools is being used fraudulently, contact us and we will cooperate with lawful requests.

This policy is part of our terms of use.