1. Home
  2. Guides
  3. Small Business Payroll
  4. Employment Verification Letter: What to Include, With a Template
Small Business Payroll

Employment Verification Letter: What to Include, With a Template

What an employment verification letter includes, a free template and Word download, a filled-in example, when to share pay, and the state laws that require one.

By M. HumzaFull-stack developer and researcher
October 24, 20268 min read2026 tax year
Paper-cut illustration of a signed letter on letterhead on an easel, a sealed envelope with a check mark and a small office building

An employment verification letter is a short, signed letter from an employer confirming that someone works there, or used to. It states the job title, start date and whether the job is full or part time, and sometimes the pay. Landlords, lenders and new employers use it to check an applicant’s details.

The letter only confirms facts already in the employer’s records. It is written by the employer, or by someone the employer authorizes, on company letterhead, and it gives a phone number the reader can call to check it. Below is a template you can fill in, a finished example, and the rules that apply.

What to include in an employment verification letter

Keep it to one page and to facts you can stand behind. Most requests are answered with these:

  • Company details: the legal business name, address and main phone number, usually as a letterhead.
  • Date and recipient: the date you sign it and who asked for it, such as a leasing office or a bank.
  • The employee’s name and job title, exactly as they appear in your payroll records.
  • Dates of employment: the start date, and the end date for a former employee.
  • Status: full time or part time, with typical weekly hours if the reader needs them.
  • Pay, only when the employee agrees: the salary or hourly rate and how often it is paid.
  • A contact for questions: a named person and the company’s main number, not a personal cell phone.
  • A signature, printed name and title of the manager, owner or HR person who wrote it.

Leave out opinions about performance, the reason someone left, health or family details, and anything you would not want quoted back to you. A verification letter is not a reference letter. If the reader wants a recommendation, that is a separate request.

Employment verification letter template

Copy the text below, or download it as a Word file. Replace everything in brackets and delete any line that does not apply, such as the end date for a current employee or the pay line when the employee has not agreed to share it.

[Company legal name]
[Street address]
[City, State ZIP]
[Main phone number]

[Date]

To: [Person or organization requesting verification]

Re: Employment verification for [Employee full name]

This letter confirms that [Employee full name] [is employed / was employed] by [Company legal name] as a [job title] in our [department] department.

[Employee first name]'s employment began on [start date] [and ended on [end date]]. [Employee first name] works [full time / part time], about [number] hours a week.

[Include only with the employee's written permission:] [Employee first name]'s current [annual salary / hourly rate] is [amount], paid [weekly / every two weeks / twice a month / monthly].

This letter confirms employment as of the date above. It is not a promise of continued employment.

To confirm any of this information, please call [name] at our main number, [phone], or email [address].

Sincerely,
[Signature]
[Printed name]
[Title]

The template. Words in brackets are fields to fill in; delete any line that does not apply. Download it as a Word file.

Print it on letterhead if you have it, sign it by hand or with a secure e-signature, and send it straight to the person who asked when you can. A letter that goes from your office to the leasing office or lender is harder to question than one passed along by the applicant.

A filled-in example

Here is the template completed for an invented veterinary clinic in Raleigh, North Carolina. The employee is applying for an apartment and asked in writing for their hourly rate to be included.

Cedar Hollow Veterinary Clinic
2410 Wade Avenue
Raleigh, NC 27607
(919) 555-0164

October 20, 2026

To: Leasing office, Oakwood Commons Apartments

Re: Employment verification for Jordan Ellis

This letter confirms that Jordan Ellis is employed by Cedar Hollow Veterinary Clinic as a veterinary technician in our surgery department.

Jordan's employment began on March 7, 2022. Jordan works full time, about 40 hours a week.

At Jordan's written request, we can also confirm that Jordan's current hourly rate is $23.75 an hour, paid every two weeks.

This letter confirms employment as of the date above. It is not a promise of continued employment.

To confirm any of this information, please call Dana Morales at our main number, (919) 555-0164, or email office@example.com.

Sincerely,
(signed)
Dana Morales
Practice Manager

The template filled in for a renter's application. The clinic, people and pay are invented.

Notice what the letter does not say: nothing about reviews, schedule changes or plans for the future. The line about continued employment matters because a landlord or lender may read the letter months later, and it keeps the letter to what was true on the day it was signed.

Who asks for one, and how they check it

The same letter serves several readers, but each looks for slightly different things and checks them in their own way.

Who asks for an employment verification letter, what they usually want in it, and how they check it.
Who asksWhat they usually needHow they check
Landlord or property managerJob title, start date, whether the job is full time, and often payUsually a phone call to the number on the letter, so give the main company line
Mortgage lenderEmployment and pay, often on its own form (Fannie Mae's Form 1005), signed by the employee to authorize youFannie Mae loans need a fresh check that the person still works there, no more than 10 business days before closing
New employer or background screenerDates of employment and job titles, to match the resumeCalls or emails HR; some ask the former employee to sign a release first
Former employeeA letter stating the job held and how longIn Missouri, Kansas and Minnesota, state law can require one on request (see below)

Mortgage lenders are the strictest. For a loan Fannie Mae buys, the lender must confirm the borrower still works for you no more than 10 business days before closing, or up to 15 in some cases. Expect a phone call or a form even after you have written a letter.

Lenders often send their own Request for Verification of Employment, Fannie Mae’s Form 1005, which the employee signs to authorize you to answer. Fill in that form rather than writing a separate letter, and send it back to the lender directly.

Should you include salary?

Only with the employee’s permission, and preferably in writing. Many employers confirm pay only when the employee asks them to, because the letter will be read by people outside the company. A short email from the employee saying “please include my pay” is enough to keep on file.

When you do include it, give the current rate and how often it is paid, as it stands in payroll, rather than a yearly estimate that includes overtime or bonuses you cannot promise. If the reader needs pay history, the employee’s pay stubs or Form W-2 show it with the withholding alongside.

Our pay stub generator makes stubs for real payments you have made, if your payroll process does not produce them. The pay rate in the letter and on the stubs should always agree.

When a state requires a letter

Writing a verification letter is generally voluntary. A few states do require a written statement of employment for a former employee who asks for one, called a service letter.

State laws that require an employer to put a former employee's job history in writing on request. Text checked at each state's statute site.
StateWho can askHow to askEmployer must answer withinWhat the letter states
Missouri
RSMo 290.140
Employees of a corporation with seven or more employees, after at least 90 days of service, who were discharged or quitIn writing by certified mail, citing the statute, within one year of leaving45 daysThe nature and character of the service, how long it lasted, and the true cause, if any, of the discharge or quitting
Kansas
K.S.A. 44-808(3)
Any employee whose services have been terminatedWritten requestNot set in the statuteTenure of employment, occupational classification and wage rate paid
Minnesota
Minn. Stat. 181.933
Employees who were involuntarily terminatedIn writing within 15 working days of the termination10 working daysThe truthful reason for the termination

These laws cover former employees and say exactly what the letter must state, sometimes including the reason for leaving. If a request in one of these states cites the statute, answer it on time. Elsewhere, writing a verification letter is your choice, though refusing one can make life hard for a good employee.

How to handle a request, step by step

  1. Confirm who is asking. If the request comes from a third party, check with the employee before you answer, and ask whether pay should be included.
  2. Pull the facts from your records, not memory: the title, dates and pay rate in payroll.
  3. Fill in the template and remove any line that does not apply.
  4. Sign it and send it to the requester directly, or give it to the employee if they asked for that.
  5. Keep a copy with the employee’s file, along with their permission to share pay.

Be ready for a follow-up call. Answer only what the letter already says, and if a caller asks something new, check with the employee first.

Sources: Fannie Mae Selling Guide B3-3.1-04, Verbal Verification of Employment and B3-3.2-01, Standards for Employment and Income Documentation; Missouri RSMo 290.140; Kansas K.S.A. 44-808; Minnesota Statutes 181.933; USCIS, Form I-9. Checked October 24, 2026.

Use only for real payments you made or received. Creating documents with false information may be illegal. Read our acceptable use policy.

Frequently asked questions

Can I write my own employment verification letter?
No. The point of the letter is that your employer confirms the facts, so it must come from them and carry a number the reader can call. Self-employed people verify their work differently; lenders usually ask for tax returns and confirm the business exists.
How do I get an employment verification letter?
Ask your manager, HR or payroll in writing. Say who the letter is for, whether your pay should be included, and where it should be sent. Larger employers often answer through a verification service instead of a letter.
What can an employer say when verifying employment?
There is no single federal list. Most employers stick to job title, dates and status, and confirm pay only with the employee’s consent. Some states require a letter with specific details when a former employee asks.
Is an employment verification letter the same as Form I-9?
No. Form I-9, Employment Eligibility Verification, is the federal form every employer completes at hiring to confirm a person may work in the United States. It stays in your files; it is not sent to landlords or lenders.

Sources

6

Primary pages this guide cites, linked at the sentence that uses each one.

  1. B3-3.1-04, Verbal Verification of EmploymentFannie Mae Selling Guidehttps://selling-guide.fanniemae.com/sel/b3-3.1-04/verbal-verification-employment
  2. B3-3.2-01, Standards for Employment and Income DocumentationFannie Mae Selling Guidehttps://selling-guide.fanniemae.com/sel/b3-3.2-01/standards-employment-and-income-documentation
  3. Missouri RSMo 290.140revisor.mo.govhttps://revisor.mo.gov/main/OneSection.aspx?section=290.140
  4. Kansas K.S.A. 44-808ksrevisor.govhttps://www.ksrevisor.gov/statutes/chapters/ch44/044_008_0008.html
  5. Minnesota Statutes 181.933revisor.mn.govhttps://www.revisor.mn.gov/statutes/cite/181.933
  6. USCIS, Form I-9uscis.govhttps://www.uscis.gov/i-9-central/completing-form-i-9/completing-section-2-employer-review-and-attestation
Share this guideSend it to a colleague or keep the link for later.
M. Humza
Written and researched byM. HumzaFull-stack developer and researcher. Publisher, GetBizDocs

Full-stack web, software and app developer and researcher who builds accounting and payroll software for small businesses. Writes every guide on GetBizDocs and maintains the tax data files behind the generators.

Educational content, not tax or legal advice.